The Great Reset: Why Central Bank Digital Currencies will likely be ID-based.
https://www.ft.com/content/88f47c48-97fe-4df3-854e-0d404a3a5f9a
This article is from May 2021.
"What CBDC research and experimentation appears to be showing is that it will be nigh on impossible to issue such currencies outside of a comprehensive national digital ID management system. Meaning: CBDCs will likely be tied to personal accounts that include personal data, credit history and other forms of relevant information."
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